随着进入房地产领域的银行贷款激增,中国银行业监督管理委员会日前要求严控房地产金融业务风险。
China's banking watchdog has ordered strict control of financial risks related to real estate as bank loans to the sector surge.
中国银监会网站发布的声明称,必须严格执行房地产贷款业务规制要求,应审慎开展与房地产中介和房企相关的金融业务。
Regulations over property loans must be rigorously implemented, and financial business related to real estate agents and developers should be conducted in a prudent manner, according to a statement on the website of the China Banking Regulatory Commission.
该声明指出,严禁违规贷款、理财资金进入房地产领域。
Irregular inflow of loans or wealth management funds into the property sector must be banned, said the statement.
央行数据显示,截至9月底,金融机构人民币房地产贷款余额为25.33万亿元,同比增长25.2%。
By the end of September, financial institutions had lent 25.33 trillion yuan to the property sector, up 25.2 percent year on year, central bank data show.
虽然房地产行业一直是中国经济的一个显着增长动力,不过政策制定者正在试图阻止一些一、二线城市的房价大幅上涨带来的房地产泡沫。
While the property sector has been a significant growth driver for the Chinese economy so far, policymakers have tried to prevent an asset bubble following drastic price rises in some first- and second-tier cities.
据国家统计局表示,由于政府的遏制政策,包括购买限制以及收紧抵押贷款,15个一线、二线城市的十月上半月新建商品住宅价格相比九月份有所回落。
As a result of government curb policies, including purchase limits and tightened mortgage restrictions, the month-on-month price index for new homes in 15 first- and second-tier cities retreated in the first half of October from September, according to the National Bureau of Statistics.