中国女性主导财务决策
'She' to power wealth management
近日的一份行业报告显示，越来越多中国内地的女性在财务管理和投资决策方面占据主导地位，比例高于世界其他地方的女性，这一领域传统上一直由男性主导。
More women on the Chinese mainland are taking center stage in managing wealth and making investment decisions in a field that has been traditionally dominated by men, the highest among their global peers, said a recent industry report.
瑞银针对高净值女性的财富价值发布了这份“掌握您的价值2020”报告，报告称，在全球受访女性中，约58%会将财务决策的主动权交予配偶。
Swiss bank UBS Group AG said in its Own Your Worth 2020 report on the wealth value of high net worth female individuals that globally about 58% of the women respondents allowed their spouse to take the lead in financial decisions.
在美国这一比例为54%，在英国为62%，而在中国内地只有14%。
The ratio is 54% in the US and 62% in the UK, while it is only 14% on the Chinese mainland.
超过80%的中国内地女性深入参与管理日常开支，支付账单等决策。
More than 80% of the women respondents from the mainland were deeply involved in making decisions including managing daily expenses, payment and bills.
专家称，中国女性掌握的财富在增加，多数是独生女通过继承得来的财富，或新兴行业的女性白手起家致富。
Experts said more money is pouring into the hands of women in China, mostly through inheritances in single-child families or via self-made wealth from emerging industries.
而女性在管理家庭财务和投资方面更加敏锐和理性。
And women are more sensitive and rational in managing household finances and investment.
在选择投资组合时，女性更擅长风险控制，对高杠杆的产品的兴趣不大。
When selecting financial portfolios, women are good at risk-control and less interested in products with high leverage.